Should you refinance, payoff, or in some cases, have loans forgiven?
At Benold Financial Planning, we analyze various factors and work with you to develop a debt management plan to fit your goals. Whether you are debt tolerant and would instead invest more of your savings or want to get out of debt as soon as possible, we meet you where your goals align. There are many debts that we focus on paying off, including:
- Credit Card
- Student Loans
- Automobile Loans
- Home Mortgage
We can create a debt management plan to balance debt vs. investing tradeoffs by analyzing your income and expenses. Also, a thorough look at your retirement planning enables us to diagnose if it would be better to pay down debt or invest.
Once you have accomplished your debt management plan, you will feel like you got a pay raise! Now you will have more money to invest and live your life without the stress and anxiety of monthly payments.