Should you refinance, payoff, or in some cases, have loans forgiven?

At Benold Financial Planning, we analyze various factors and work with you to develop a debt management plan to fit your goals. Whether you are debt tolerant and would instead invest more of your savings or want to get out of debt as soon as possible, we meet you where your goals align. There are many debts that we focus on paying off, including:

  • Credit Card
  • Student Loans
  • Automobile Loans
  • Home Mortgage

We can create a debt management plan to balance debt vs. investing tradeoffs by analyzing your income and expenses. Also, a thorough look at your retirement planning enables us to diagnose if it would be better to pay down debt or invest.

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Once you have accomplished your debt management plan, you will feel like you got a pay raise!  Now you will have more money to invest and live your life without the stress and anxiety of monthly payments.

Financial Planning Process

1. Schedule Consultation

The process begins with establishing a relationship between the client and Benold Financial Planning, with an informal initial consultation. Your financial planner will explain their financial planning services.

2. Plan Creation

You've gathered the relevant information, now it's time to analyze it and create a financial plan. The plan will include specific action points for your personal goals such as cash flow analysis. income tax planning,

3. Implementation

With a plan in hand, both parties will carry out the recommendations thereby putting the plan into action. Various items may be carried out at varying time frames.