Which service is right for you?
We’ve made it easy to compare the three main ways we can work together. Check out the chart below or schedule a call to discuss which option is best suited for you.
|Assets Under Management1||Hourly2||Full Financial Plan3|
|Topics Covered||Financial Wellness, Investment Planning/Management, Insurance Planning & Analysis, Retirement Planning/Outlook, College Planning, and Tax & Estate Planning.||Built to address one or two particular questions or topics you need help with.||Financial Wellness, Investment Planning/Management, Insurance Planning & Analysis, Retirement Planning/Outlook, College Planning, and Tax & Estate Planning.|
|Meetings||4 meetings a year or at your convenience.||2-3 meetings, on average||4-6 meetings, on average|
|Fees||0.5% Annual Fee
$0 - $400,000 = 1% Annual Rate$400,000 = 0.5% Annual Rate
|$150/hr.||$2,000 flat fee|
|Email & Phone Support||All access 24/7||Only for project duration.||Only for the course to implement the plan.|
1 For clients that want our on-going attention to be directed toward their account and plan, we recommend fees based on the assets managed, or AUM. Payment of a fee based on AUM is a global fee and there will be no other additional charges for extra financial planning or consultations.
2 For clients who want a one-time consultation or want advice only about a certain planning issue, this service would be best for you. Hourly fees might also be appropriate for clients who feel confident that they can manage their investments without oversight, except for an annual review. Clients choosing hourly fees should realize that any and all questions, opinions, and services will be charged for on a time-spent basis.
3 For clients that need a full financial plan, but do not need any help after it is implemented, this service would be the best for you. This client needs guidance and analysis on most topics of financial planning, as well as assistance with the initial implementation of the plan. Additional plan maintenance will involve hourly fees.